Welcome to Pulsarpay. These Terms of Service ("Terms") govern access to and use of the Pulsarpay platform, website, APIs, software and related services (collectively, the "Services"). By accessing or using the Services, you agree to these Terms. If you do not agree, do not use Pulsarpay.
1. What Pulsarpay Is
Pulsarpay provides infrastructure that enables applications, software, APIs, automated agents and digital services to pay for and monetize services on a pay-per-request or usage-based model. Pulsarpay may provide pre-funded usage balances, API-based authorization and billing, per-request/usage-based charging, integrations with third-party providers ("Agents"), and usage metering/reporting.
Important Clarification
Pulsarpay is a technology platform. Pulsarpay is not:
- A bank
- A deposit-taking institution
- A money transmission service
- A digital wallet provider
- An investment service
- A custodian of user funds
Balances made available through Pulsarpay represent prepaid usage balances solely for consumption within the Pulsarpay ecosystem, and do not constitute deposits, bank accounts, electronic money, or funds held in custody for users.
2. Eligibility
You must be at least 18 years old, have authority to bind the entity you represent, and use the Services in compliance with applicable law.
3. Accounts
Access to certain Services may require an account. You agree to provide accurate information, keep credentials and API keys secure, and be responsible for all activity under your account, including notifying us of unauthorized use.
4. Prepaid Usage Balances
Users may pre-fund an account to obtain a usage balance.
4.1 Nature of Balances: Balances represent prepaid services, may only be used within Pulsarpay, are non-transferable, do not earn interest, and are not investment products.
4.2 No Withdrawal Right
Except where required by law or expressly stated otherwise, balances are not withdrawable, not redeemable for cash, and not refundable once used. Unused balances may be subject to expiration or other policies disclosed on the platform.
4.3 Usage Deductions: Authorized requests initiated by you, or by software/agents acting with your authorization, may deduct from your available balance. You authorize Pulsarpay to apply deductions based on metered usage.
5. Third-Party Agents and Integrations
Pulsarpay may enable access to Agents. We provide authorization, billing, and settlement infrastructure but do not guarantee availability, agent outputs, or the suitability/legality of third-party services. Requests fulfilled by Agents may generate charges deducted from your balance, and certain Agents may be subject to separate third-party terms.
6. Fees and Pricing
You agree to pay all applicable fees (per-request charges, platform fees, settlement fees, integration/partner fees). Prices may change prospectively with notice.
7. Settlement to Providers
If you use Pulsarpay as a provider or integrated Agent, separate provider terms may apply regarding revenue sharing, settlement cycles, payout timing, reserves, taxes, or adjustments. These user Terms do not create payout rights for providers.
8. Acceptable Use
You may not use Pulsarpay to violate laws, launder funds, commit fraud, abuse the platform, evade pricing/metering, or interfere with security. We may suspend accounts for violations.
9. API Usage
You agree not to abuse rate limits, misuse API keys, interfere with platform integrity, or bypass billing controls. We may limit, suspend, or revoke access.
10. No Financial Services Relationship
Use of Pulsarpay does not create a banking, fiduciary, custodial, brokerage, or investment advisory relationship. We provide technology infrastructure only.
11. Intellectual Property
Pulsarpay and its software, brand, APIs, and content are owned by Pulsarpay or its licensors. We grant you a limited, non-exclusive right to use the Services; no other rights are granted.
12. Data and Content
You retain rights in your content but grant us rights necessary to process requests, operate the platform, and provide/improve services. Processing of personal data is governed by the Privacy Policy.
13. Availability
We do not guarantee uninterrupted availability due to maintenance, outages, third-party failures, security incidents, or force majeure.
14. Disclaimers
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, PULSARPAY DISCLAIMS WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, UNINTERRUPTED SERVICE, OR ERROR-FREE OPERATION.
15. Limitation of Liability
To the maximum extent permitted by law, Pulsarpay shall not be liable for indirect damages, lost profits, loss of data, business interruption, third-party failures, or outputs generated by Agents. Our aggregate liability shall not exceed the greater of amounts paid by you in the previous 12 months or USD 100.
16. Indemnification
You agree to indemnify Pulsarpay against claims arising from misuse of the Services, violation of law, breach of these Terms, or your integrations/content.
17. Suspension and Termination
We may suspend or terminate access if you violate these Terms, if required by law, or if necessary for security/risk management. Accrued obligations survive termination.
18. Changes to Services
We may modify or discontinue portions of the Services, or add/remove features, pricing, or integrations.
19. Changes to Terms
We may update these Terms. Updated versions become effective when posted unless stated otherwise. Continued use constitutes acceptance.
20. Governing Law
These Terms are governed by the laws of the Oriental Republic of Uruguay 🇺🇾.
21. Dispute Resolution
The parties will first attempt to resolve disputes informally. If unresolved, disputes shall be submitted to the courts of Uruguay 🇺🇾 unless applicable law requires otherwise.
22. Compliance and Sanctions
You represent you are not subject to sanctions, using the service from prohibited jurisdictions, or using the service for unlawful activity. We may restrict access to comply with law.
23. Beta Services
Beta or experimental services may be incomplete, change without notice, have limited support, and are provided as-is.
24. Contact
For legal inquiries: nicolas@pulsarpay.io.
25. Entire Agreement
These Terms, together with any policies incorporated by reference, constitute the entire agreement between you and Pulsarpay regarding the Services and supersede prior agreements.
26. Severability
If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
27. Waiver
Failure by Pulsarpay to enforce any provision shall not constitute a waiver of that provision.
28. Assignment
You may not assign these Terms without prior written consent. Pulsarpay may assign these Terms in connection with a merger, acquisition, reorganization, or sale of assets.